Welcome to CoLend, operated by CoLend.lat (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, https://colend.lat/, and all related services, including decentralized lending, staking, and wallet integrations on a blockchain network (collectively, the “Platform”). By accessing or using the Platform, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use the Platform.
To use the Platform, you must:
As a user, you agree to:
We may suspend or terminate your access to the Platform if you violate these Terms or engage in activities that compromise the Platform’s integrity or security.
The Platform provides the following decentralized, non-custodial services, each subject to inherent risks:
The Platform is non-custodial, meaning you retain full control over your cryptocurrencies and private keys. We do not hold, manage, or custody your assets. You are solely responsible for securing your wallet and private keys, and we are not liable for any loss of funds due to user error, theft, or compromised keys.
Market Volatility: Cryptocurrencies used on the Platform are subject to significant price fluctuations, and we make no representations regarding their value or stability.
Smart Contract Risks: Lending and staking rely on smart contracts, which may contain vulnerabilities or bugs. You assume all risks associated with smart contract execution.
Irreversible Transactions: Blockchain transactions are permanent and cannot be reversed. We are not liable for losses due to incorrect wallet addresses, user errors, or network issues.
Regulatory Risks: Cryptocurrencies and DeFi platforms are subject to evolving regulations, which may impact your ability to use the Platform. You are responsible for ensuring compliance with applicable laws.
Security Audits: We conduct regular audits of our smart contracts and protocols to enhance Platform security. However, audits do not eliminate all risks or vulnerabilities.
Bug Bounty Program: Our bug bounty program incentivizes ethical hackers to report vulnerabilities, contributing to Platform safety. Details are available on the Platform.
No Guarantee of Security: While we implement robust security measures, no decentralized platform is entirely secure. We are not liable for losses resulting from hacks, exploits, or breaches.
All content on the Platform, including text, graphics, logos, code, and smart contract designs, is owned by or licensed to CoLend.lat. You may not copy, reproduce, distribute, or create derivative works from this content without our prior written consent, except as permitted by applicable law.
To the fullest extent permitted by law:
You agree to indemnify and hold harmless CoLend.lat, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising from your use of the Platform, violation of these Terms, or infringement of any third-party rights.
These Terms are governed by the laws of Delaware, USA. Any disputes arising from these Terms or your use of the Platform will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Arbitration will take place in Wilmington, Delaware, and you waive any objection to this venue.
We may revise these Terms at any time. Updated Terms will be posted on this page with a revised “Last Revised” date. Your continued use of the Platform after such changes constitutes acceptance of the revised Terms. We recommend reviewing this page periodically.
We may suspend or terminate your access to the Platform at our sole discretion, with or without cause, and with or without notice. Upon termination, your right to use the Platform ceases immediately, and provisions of these Terms that by their nature should survive (e.g., limitation of liability, indemnification) will remain in effect.
For questions or concerns about these Terms or the Platform, please contact us at:
